Where people come first

Your business is your livelihood. You have to protect it with a well-conceived plan that addresses your specific needs and risk management philosophy. PM has a decades-long history of serving business customers throughout Michigan. Our business insurance lines cover a variety of industries from oil and gas and agribusiness; to contractors and manufacturing; to schools and human services. Whether your business insurance needs involve a few-person operation or a multi-tiered organization, PM is your Michigan insurance specialist.

Please contact us to discuss these and other business insurance coverages:

• Property & Casualty
• General /Professional Liability
• Workers Compensation
• Law Enforcement/Public Officials

• Commercial Auto/Transportation/Cargo
• Umbrella
• Cyber Liability
• Employment Practices
• Errors and Omissions

Your employee benefits program is critical to your company’s success. Employees place a high priority on a plan that meets their specific health, wellness and budgetary needs. By offering a robust, customized employee benefits program, you do more than offer sound care choices…you gain a competitive edge when it comes to recruiting and retaining top employees. 

At PM, we work closely with you to create a strong program, without straining your administrative and human resource staff. We conduct annual reviews to ensure plans are meeting your needs. We provide a personalized client portal, so administrators and employees have 24/7 access to their benefit information. What’s more, we have a robust, specialized team of Account Managers including a Compliance Specialist and Enrollment Specialists, all of whom provide White Glove Service. We can accommodate your business, whatever its size, and have experience in many funding mechanisms including fully funded, self-funded and reference based pricing. We offer on-site employee informational meetings, claim assistance and answers to coverage questions.

Please contact us to discuss these and other employee benefit coverages:

• Employer-based Health/Dental/Vision
• Life/Short & Long Term Disability
• Voluntary Benefits
• Employee Portal

• Self-Funded Health Care
• ACA/ERISA Compliance
• COBRA
• PHR/SPHR Certified Support

A comprehensive plan prepares you and your family for any of life’s eventualities. From home and auto insurance to insuring that valuable heirloom, our client service agents will work with you to find the best option that provides the highest level of coverage at the most favorable price.

Please contact us to discuss these and other employee benefit coverages:

• Boat / Motorcycle / RV / Camper
• ATV / Snowmobile
• Umbrella