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Risk factors for food processing plants are higher than most industries due to potential claims. Factors contributing to increased claims include the dynamic nature of FDA, USDA and local health department regulations; the rise of food allergies; the propensity for food-borne illnesses caused by inadequate food storage; preparation or cooking methods; and the public’s growing awareness of food safety.
PM will professionally advise you on areas of increased exposure and work with you to develop a plan that reduces risk and offers thoughtful solutions in the event of a loss. Insurance coverages are available for Bottling Plants, Breweries, Canneries, Dairies, Frozen Foods, Fruit Juices, Fruit Packers, Meat Packers, Milk Processors, Prepared Foods, Vegetable Juices, Vegetable Packers, and Wineries.
We offer coverage in the following risk areas:
- Building, Personal Property & Property of Others
- Boiler and Machinery
- Utility Services – Direct & Indirect Damage
- Business Income
- Peak Season Limit
- Product Recall or Withdrawal