Whatever the industry, we have you covered

Industries Served

PM has deep and diverse experience in a variety of industries. Discover how we can meet your business’ unique needs.

Agribusiness

Nature is unpredictable. We have plans that keep you covered for whatever the weather and seasons bring.

Arborists

PM offers a comprehensive program that addresses the specific needs of logging and tree care industries. We offer specialized coverages, risk control and claims management tailored to your needs.

Contractors

We’ve built a solid reputation for serving the special needs of the construction industry. We are risk-management experts with 100% dedication to controlling losses and your company’s insurance costs.

Eldercare

PM recognizes your organization is quite different from other commercial businesses and face unique and complex exposures that only exist in the eldercare industry. We will assist your business in defining techniques that will minimize your risk of loss.

Emergency Services

PM offers a comprehensive program that addresses the specific needs of the emergency services industry. We offer specialized coverages, risk control and claims management tailored to your needs.

Food Processing

Risk factors for food processing plants are higher than almost all other industries due to the potential for catastrophic claims. We will professionally advise you on areas of increased exposure and work with you to develop a plan that reduces risk and offers thoughtful solutions in the event of a loss.

Hospitality

At PM, we take pride in offering you the same excellent customer service that you provide to your clients. It’s what sets us apart from the competition. Our on-site assessments allow us to customize your policies to fit your needs.

Human Services

PM recognizes human service and non-profit organizations as one of the most important segments of our community. We will assist your business in defining techniques that can minimize risk as well as provide coverages unique to your needs.

Marine

From moving vessels to mooring and storage, your marine safety and protection from loss require extraordinary diligence on the part of you and your insurance agent.

Manufacturing

The unique characteristics of each manufacturing process demands a customized insurance and risk management approach.

Municipal Services

PM offers a comprehensive program that addresses the specific needs of Michigan municipalities. We offer specialized coverages, risk control and claims management tailored to your needs.

Oil and Gas

PMA is proud to represent programs endorsed by the Independent Producers Association of America and the Michigan Oil and Gas Association.

Power Lines

Power line contractors are one of the most safety-sensitive construction operations requiring specialized coverage. PM can assist you in defining techniques that will not only minimize your risk of loss but provide you with a competitive edge.

Schools

At PM, we cover virtually every type of institution, from trade schools and grade schools to public universities and private colleges.

Service Businesses

Each type of service-related business requires a tailored program that goes beyond liability for premises and basic property coverage. We look at the potential risks that may arise in both the legal and technological arenas.

Transportation

The transportation industry has its own unique risks. At PM, we understand those risks. We take an innovative approach to keep costs down while still providing the level of coverage required.